Join us for a morning of networking, a savory breakfast from Sabrina's Cafe and 2 CE credits!
For too many Americans, Social Security is a large part of retirement income and Medicare a large part of their medical cost protection safety net. Social Security pays benefits to more than 41 million retired workers and their families.* For many of these people, Social Security benefits may be their main financial support. Understanding different claiming strategies could help individuals make the most of their primary financial asset.
This course introduces the basic concepts of Social Security and Medicare and will educate attendees on the terminology used by the Social Security Administration. We will discuss qualifications for retirement benefits and filing decisions for married couples, widows and widowers, divorced individuals and singles. The taxation of Social Security retirement benefits is also included, along with the Windfall Elimination Provision and Government Pension Offset, both of which can reduce total retirement benefits. Medicare Parts A – D are discussed, including coverages, deductibles, premiums, and out-of-pocket costs. This also explains the Medicare Donut Hole and Medigap policies offered by commercial insurance companies. This presentation has been updated to reflect the Bipartisan Budget Act of 2015.
Guest Speaker: David G. Freitag, CLU, ChFC, CRPC, is an industry veteran in financial services and wealth management, brings a deep passion and unparalleled expertise in Social Security filing strategies and retirement income planning to his current role as a financial planning consultant.
David is a Chartered Life Underwriter, Chartered Financial Consultant, Chartered Retirement Planning Consultant, and holds his Series 7 and 24 securities licenses. He also holds a Master of Education and Bachelor of Science degrees from the University of Maryland.
David is a frequent speaker, presenter, guest lecturer and published author on such topics as retirement income distribution planning, Social Security, tax planning in retirement, and Roth conversions, amongst others.
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*Social Security Administration, Publication EN-05-10024.
Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC. Supervisory Office: 2 Bala Plaza, Suite 901, Bala Cynwyd, PA 19004; Phone: 610-660-9922.
MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual. CRN201901-208111